We have technical problems, we ask you to call 1860 266 2666 to resolve your application, or you can write to us about the MAIL BOX in Netbanking. The EMI credit calculator helps you determine the monthly payment. You can enter the amount of the personal loan and the maturity into the EMI machine to see the EMI you have to pay for your personal credit amount. Yes, a private loan can be taken out in advance or before the term of the loan. The procedure can be carried out before the vote by going to the Bank or by visiting the Bank`s physical branch. The bank gives the customer 2 days before the execution. Please note that this would be an authorization. The time limit for personal credits is 10 working days if approved. Please note that the bank may make the advance at any time after the payment of 12 EMIS. To complete the personal loan, please inform us of our helpline number 24×7 1860 266 2666. You must submit the full amount of the advance through NEFT/RGS or deposit a cheque by visiting a bank at least 7 business days before the next personal credit date. In order to ensure a problem-free experience with minimal personal loan documentation and a quick processing time, you can get personalized credit online at Kotak in 3 simple steps.

Click on www.kotak.com/en/personal-banking/loans/personal-loan/personal-loan-emi-calculator.html to view the machine. Once you have been approved for a personal credit, the amount is transferred electronically to the payroll account posted at the time of the payroll document. For customers of ETB (Existing to Bank) and NTB (New to Bank), there is no such difference in the required personal credit documents. Personal loan documents that must be submitted by personal credit applicants are listed below. Kotak Bank optimizes the process of paying your personal EMI loan. Payment can be made through permanent instructions from your Kotak Bank`s savings/payment account, predated cheques or after the warrant to withdraw the ME from the non-Kotak savings/payment account. Make an informed decision to meet your immediate financial needs. If you would like to have a fulfilling and enjoyable banking experience, contact Kotak Mahindra Bank today. We offer a fixed interest rate of between 10.75% -24% per year. The interest rate varies depending on the change in the amount borrowed, the duration of the private loan and your credit history.

A private loan can normally last up to five years. Requests/requirements that require authentication cannot be transmitted through this option. You are invited to send such requests via the mailbox within Netbanking. Click here to register now. Select „Take me Directly to – MAIL” when you log in to Net Banking. We`ll help you save time with our simplified personalized loan documentation for your scheduled/unforeseen needs When your personal loan is completed, you can apply for a No Due Certificate (NDC). An NDC is a document in which the bank declares that you have repaid your entire loan with the amount of interest. To apply for an NDC, you can apply if the credit account is closed via the call centre or if you visit the bank or credit subsidiary. A bank representative will help you with an NDC who will provide all the necessary details. If the applicant has a private loan, the bank needs a security deposit.

A guarantee is a person registered by the bank who supports an applicant`s loan application.